Articles for July 2009

Economic Tutors

The Chinese offer an interesting study when we talk about business. For one thing, China as a nation has made a name in the realm of arts and cultures- surpassing in this respect many other nations of the world. For another, the Chinese are one of the most numerous alien residents in the world. They are practically everywhere. The Chinese, over the centuries, have ascended in the realm of business and finance. Indeed, the Chinese acquired an important position in the trade and commerce of some countries and have become pillars of economic structure. These lead us to ask why. The following views, from the book The Chinese in Manila, have been given as possible reasons:

1. The Chinese retailers work harder and stay on their n their jobs longer

china man

hours.

2. The Chinese retailers observe only the New Year’s Day and one holiday a year (The Double Tenth)

3. The Chinese retailers are more patient, more enduring, more self-sacrificing.

4. The Chinese retailers are more adopt in pleasing customers.

5. The Chinese retailers are more frugal, less luxury-loving, and more hardy.

6. The Chinese retailers are willing to receive less profit per sale.

7. The Chinese retailers have more business experience.

8. The Chinese retailers have a lower standard of living.

9. The Chinese retailers are more entrenched behind an air-tight system of financing and credit, cooperative purchasing, an interlocking ownership. 10. inese retailers have more business experience.

8. The Chinese retailers have a lower standard of living.

9. The Chinese retailers are more entrenched behind an air-tight system of financing and credit, cooperative purchasing, an interlocking ownership.

10. The Chinese retailers receive more preferential treatment from big importers, who are usually Chinese themselves, thereby enabling them to obtain merchandise at very much lower prices.

Investing Wisely

Thinking of investing your hard-earned money for profit? A wise investor understands the importance of risk and rates of return of his investments. Here’s a rundown of investment vehicles where you may put your money into and hopefully help you to decide which investment vehicles to use to achieve different financial goals.

Real Estatekey

Real estate is an ideal investment vehicle because it usually appreciates in value and can provide you with a steady cash flow. This may also be used as a leverage for loans. When buying a real estate, check for any defects and see if you can get good returns. Properties with delinquent accounts and those about to be foreclosed are usually sold 10 to 60 percent below their market value.

Bank and Trust Funds.piggy

Investing in bank and trust funds provide a moderate risk investment. They give the best balance between risk and reward for long-term investing. Common trust funds pool resources from various investors and then invest the money in mutual funds or stocks for higher earnings.

Life Insurance.tree

This investment typically provide very low return of investment and little or no inflation protection. However, this provides financial security to the plan owner and his family. Many invest in whole life life plans because the premiums are generally lower, but there are also term plans which is paid in shorter time frames, and endowment plans to choose from.

Stocks.stock

You may also invest your money in stocks. Stocks are shares in a company. When you invest in a company’s stock or buy its shares, you become a part owner of the company. Stocks fluctuate in value on a daily basis. When you buy a stock, you aren’t guaranteed anything.